2008

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5 Websites That Can Save You Money

There are tons pf websites that offers coupons, deals and discounts. But, I follow few of them that saves me money

eDealInfo
Deals2Buy
Slickdeals
Fatwallet
Retailmenot

Fat Wallet and RetailMeNot is my favorites. When I see Promo Code or Coupon Code at Checkout, I head straight to Retail Me Not, then I search in google for Coupons. If you are planning [...]

How To Lower Cable and Internet Bills

I have Roadrunner through Time Warner for Internet connection. When I initially signed up, the offer was $35 per month for first 6 months and it rates would adjust to $45 per month. At end of 6 months, new customer was getting the same deal for 12 months.
12 months, $45 would be sweet. So, I [...]

How To Shop for Mortgage Rates – My Experience

In the previous post, I had explained why I decided to do with No Cost Mortgage. Here, I will explain my experience in searching for No Cost Mortgage rates in this article.
No Cost Rate Lock
In my community almost 5 of my neighbors are going with No cost Mortgage. So, we formed a network to find [...]

No Cost Mortgage Refinance Rates – Is it good for you?

I have been trying to refinance my current home loan. After missing few opportunities to refinance the loan in last 3 months, I locked the mortgage rates last month, just before Thanks giving week for 5.50% But, rates are very volatile since then.
Why No Cost Mortgage?
Shopping for mortgage is not an easy process. Lenders try [...]

My Favorite Personal Finance Blogs

There are so many personal finance blogs, its hard to follow or track each blogs. But, I do follow few personal finance blogs. To name a few

My Money Blog
The Finance Buff
The Simple Dollar

I do follow CNN Money, Kiplinger Personal Finance, Smart Money,.. If you subscribe to RSS Feeds for all the blogs, in one stop [...]

How to Hang Artwork Using Dry Wall Anchors

We got few artwork, pictures with frame. I was very reluctant to hammer nail in the dry wall. But, figured out all the home has some kind of pictures in the wall. So, there should be some easy way to hang pictures in dry wall.
I did some research  went to Lowes and spent 1 hour [...]

Cost of Living in U.S.

This article was in response to one of Happy Schools Blog readers who is coming to U.S. with family ( wife and 2 kids) in H1B Visa. I was chatting with him and he had lots of questions about cost of living in U.S. I have seen few friends who come to U.S. in H1B [...]

Renting Apartment vs Buying Home

Apartment for rent vs buying your own house to stay. I have read so many arguments about advantages and disadvantages of buying vs renting. I started looking for a place to buy when I got my first job. One of my co-worker referred me to an realtor.
I started reading few book on buying home, mortgage [...]

12 Banking Skills You Need To Know

Here is the list of Personal banking skills everyone should know. This topic and future topics related to skills about Credit Card, Investing, Mortgage, Car Loan, Budget, Savings, .. I will list some of the knowledge I have gained over years. It might not be something new to many, but for student visitors it will [...]

If You Don’t Have Money – Don’t buy

Following video makes you laugh and then makes you think for a second – how many stuffs I should have bought that I couldn’t afford and end up paying interest in Credit card. But when we see stuffs that we cannot afford  we end up buying it anyway.
To avoid that – ask yourself

Do I need [...]