In the previous post, I had explained why I decided to do with No Cost Mortgage. Here, I will explain my experience in searching for No Cost Mortgage rates in this article. No Cost Rate Lock In my community almost 5 of my neighbors are going with No cost Mortgage. So, we formed a network [...]
I have been trying to refinance my current home loan. After missing few opportunities to refinance the loan in last 3 months, I locked the mortgage rates last month, just before Thanks giving week for 5.50% But, rates are very volatile since then. Why No Cost Mortgage? Shopping for mortgage is not an easy process. [...]
There are so many personal finance blogs, its hard to follow or track each blogs. But, I do follow few personal finance blogs. To name a few My Money Blog The Finance Buff The Simple Dollar I do follow CNN Money, Kiplinger Personal Finance, Smart Money,.. If you subscribe to RSS Feeds for all the [...]
We got few artwork, pictures with frame. I was very reluctant to hammer nail in the dry wall. But, figured out all the home has some kind of pictures in the wall. So, there should be some easy way to hang pictures in dry wall. I did some research went to Lowes and spent 1 [...]
This article was in response to one of Happy Schools Blog readers who is coming to U.S. with family ( wife and 2 kids) in H1B Visa. I was chatting with him and he had lots of questions about cost of living in U.S. I have seen few friends who come to U.S. in H1B [...]
Apartment for rent vs buying your own house to stay. I have read so many arguments about advantages and disadvantages of buying vs renting. I started looking for a place to buy when I got my first job. One of my co-worker referred me to an realtor. I started reading few book on buying home, [...]
Here is the list of Personal banking skills everyone should know. This topic and future topics related to skills about Credit Card, Investing, Mortgage, Car Loan, Budget, Savings, .. I will list some of the knowledge I have gained over years. It might not be something new to many, but for student visitors it will [...]
Following video makes you laugh and then makes you think for a second – how many stuffs I should have bought that I couldn’t afford and end up paying interest in Credit card. But when we see stuffs that we cannot afford we end up buying it anyway. To avoid that – ask yourself Do [...]
Budget – Well don’t talk about it. It’s pain but its good if you’d like to bring your expenses under control. I went looking for tools that will help me and make life much easier. I was able to find so many online free personal finance tools, that will help you save money and bring [...]
I stopped buying products that offer Mail In Rebates. Most of the time, we don’t get the checks or we have call them and wait for so long to get the rebate checks mailed. But, I have been using this Anti Rebate site that lists all the deals on products with coupon code and instant [...]
