Microsoft Hohm is available from today. I’m in the process of setting it up, will post an updated review after using the product for few days. Hopefully it would save some money and lower the Electricity usage.
Finally all the paperwork is done and Broker said, I can close the loan sometime this week. This would save my monthly payment by $60+ per month.
Current Loan – 30 Year Fixed, No Escrow, 5.25%, Refinanced on Dec 2009, lender – Countrywide
New Loan – 30 Year Fixed, No Escrow, 4.875%, No Closing Cost/Lenders Fee, Lender [...]
I’m still waiting for the home appraised value to refinance. But, I really don’t understand why one broker would require Appraisal when another lender can refinance without Appraisal.
When I refinanced during last week of December, NMA didn’t order home appraisal. But, now with different Broker, they ordered appraisal. I’m puzzled by that fact that, the [...]
Back in December 2008, we refinanced existing mortgage. Back then we had 2 loans ( First Loan 5.625% and Second Loan – 7.75%) through National Mortgage Alliance, we were able to combine both the loans into single loan and got 5.25% No Cost loan without escrow account (without paying escrow waiver fee).
No cost Refinance – [...]
I was surprised to see the hacks that are available while shopping with Amazon.com
For more detailed information visit http://probargainhunter.com/2006/11/28/amazon-shopping-tips-and-hacks/
There are tons pf websites that offers coupons, deals and discounts. But, I follow few of them that saves me money
eDealInfo
Deals2Buy
Slickdeals
Fatwallet
Retailmenot
Fat Wallet and RetailMeNot is my favorites. When I see Promo Code or Coupon Code at Checkout, I head straight to Retail Me Not, then I search in google for Coupons. If you are planning [...]
I have Roadrunner through Time Warner for Internet connection. When I initially signed up, the offer was $35 per month for first 6 months and it rates would adjust to $45 per month. At end of 6 months, new customer was getting the same deal for 12 months.
12 months, $45 would be sweet. So, I [...]
In the previous post, I had explained why I decided to do with No Cost Mortgage. Here, I will explain my experience in searching for No Cost Mortgage rates in this article.
No Cost Rate Lock
In my community almost 5 of my neighbors are going with No cost Mortgage. So, we formed a network to find [...]
I have been trying to refinance my current home loan. After missing few opportunities to refinance the loan in last 3 months, I locked the mortgage rates last month, just before Thanks giving week for 5.50% But, rates are very volatile since then.
Why No Cost Mortgage?
Shopping for mortgage is not an easy process. Lenders try [...]
There are so many personal finance blogs, its hard to follow or track each blogs. But, I do follow few personal finance blogs. To name a few
My Money Blog
The Finance Buff
The Simple Dollar
I do follow CNN Money, Kiplinger Personal Finance, Smart Money,.. If you subscribe to RSS Feeds for all the blogs, in one stop [...]
