Over the years, we had bunch of Credit Cards. Here’s the list of cards old credit cards.
- MBNA Student Card (Now Bank of America)
- American Express
- Citi Credit Cards (Couple of them)
- Discover Cash Back Credit Card.
Then, I came to know about Travel Credit Cards, and using point for Travel Rewards. That’s when we switched to Cards that would give Points that can be redeemed for Travel (Airline tickets, Hotels, Rental Cars, etc.).
After exploring the best Travel Cards, we settled with the following:
- Chase Sapphire Credit Card
- Barclays Arrival Plus Credit Card
- British Airways Card with 150,000 Bonus Points
After using 150,000 points for travel from the British Airways card (couple of Europe and India Trips), I closed that account.
Now, we are left with two active credit cards that we use for day to day purchases:
- Chase Sapphire Credit Card (Visa)
- Barclays Arrival Plus Credit Card (Master Card)
Between these two cards, I like Barclays because of it provides points that can be redeemed for statement credit. But, I think Chase Sapphire Card is lot more flexible with international travel.
Both credit cards don’t have fees for international purchases. But, I don’t have to call Chase Sapphire Card to inform them of my travel plans. With Barclays, I got blocked from using the credit card in Paris, even after notifying them about the travel plans.
I used Chase Sapphire extensively during trips to Europe and Thailand and never had problems with declined transactions.
I missed out on Chase Sapphire Reserve Card offer when it was introduced.
What is your favorite Credit Card and why?