Personal Capital, Hedgeable, Wealthfront, Betterment – Performance Comparison

Update (2018): I have consolidated all the accounts into Personal Capitol. I had accounts with Heaegable, but  in the same period, Personal Capital out performed for Aggressive Strategy by a good margin. Investing in PC requires minimum of $25,000. Even if you are not investing, their financial tracking is free and I think it’s better than Mint.com Robo-Advisors…

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Why You Should Switch An Utility Account In Your Spouse Name?

Do you have atleast one utility account in your spouse name? If not you should switch one account to spouses name.  We used to get our water bill with my name and my wife’s name listed on the billing statement. After they switched the billing system they removed my wife’s name from the bill. While…

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OCI Card Experience – Application and Processing Time

We finally got the OCI Card for our son. This OCI card application process took a while to apply. 4 Months to be specific after completing the first application ( and generating the web reference number). OCI Card processing takes place in two stages Stage 1: Submit required supporting documents, application for processing Stage 2: Send…

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MetLife Grand Protect – Home (HE7) and Auto Insurance – Review

metlife grand protect auto home insurance reviews

We had our Home Insurance with IDS Property Casualty Company (Ameriprise) and Auto with GEICO for two cars. It was time to renew our Home Insurance. In recent years, home insurance premium was going increasing. So, I decided to shop around for Home Insurance. My plan was to find an Agent, who can do the work.…

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Here’s How to Order Cheap Check Books.

We ran out of Checks on our Bank of America Checkings Account.  I went to Bank of America online account to order Checks. I was taken to third-party check book provider from BOA website. Their Check Book ordering website requires an update. It looked as if was developed during GeoCities Days (in other words, not helpful). I could…

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Make Free Passport Photo From Your Home – Passport Photo Maker

Once in a while, we need passport size photos for Visa, Passport Renewal or OCI Card applications. Here’s what we do to get passport photos printed from home or Walgreens. Take a Photo at home with a White Background (use DSLR or Phone) Use photo editing tool or online site to create passport photos Order…

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How to Pack for the Cruise Ship and Elegant Night Attire

According to Carnival FAQ’s we can take two 50 lbs suitcase per person.  We took three suitcase, two bags and one backpack. I don’t think 3 suitcase was required. We had to add 3rd suitcase at the check-in place because we decided to take 36 bottles of water (which was little more than what was…

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